So you've decided on a new FIAT or used car from Premier Fiat of Fremont serving the Burlingame, San Jose, Fremont, San Francisco and Berkeley, CA communities. Now, it's time to make it your own. To help, our certified car loan and FIAT lease specialists are willing to crunch the numbers and renegotiate as many times as it takes to get you the auto financing terms and conditions you deserve. If you have low credit, our auto finance specialists will work with you to find the car loan you need in Newark.
Our personalized approach helps to ensure you get terms that are flexible, tailored and workable. Additionally, we're committed to using straightforward language and engaging in transparent conversations, which any of our previous patrons will tell you makes the financing process a lot easier to swallow.
Fill out the form below to be put in touch with our Finance Center. Our auto loan specialists will contact you shortly. Alternatively, you can always drop by 5633 John Muir Dr Newark, California during our regular business hours.
5633 John Muir DrNewark, CA 94560
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.